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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $735,178 | $176,688+316.1% | $130,660+462.7% | $152,909+380.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | -2.46% | 2693.08%-2695.5pp | 1709.29%-1711.8pp | 345.46%-347.9pp |
| Employer contribution / active EE | $41,875 | $5,743+629.1% | $4,092+923.3% | $4,764+779.0% |
| Participant deferral / active EE | $17,125 | $4,362+292.6% | $3,603+375.3% | $5,851+192.7% |
| Admin fee / account holder | $1,485 | $7,131-79.2% | $5,463-72.8% | $11,601-87.2% |