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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,136 | $95,664+154.2% | $76,902+216.2% | $139,487+74.3% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.26% | 55.03%-40.8pp | 37.91%-23.6pp | 373.84%-359.6pp |
| Employer contribution / active EE | $41,050 | $3,147+1204.5% | $2,534+1520.0% | $4,755+763.4% |
| Participant deferral / active EE | $25,542 | $4,626+452.1% | $3,833+566.3% | $6,713+280.5% |
| Admin fee / account holder | $2,306 | $8,311-72.2% | $5,479-57.9% | $11,407-79.8% |