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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,251 | $91,911-14.9% | $68,612+14.0% | $135,380-42.2% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -11.24% | -8.22%-3.0pp | -4.63%-6.6pp | 519.81%-531.0pp |
| Employer contribution / active EE | $3,009 | $3,924-23.3% | $2,625+14.6% | $4,779-37.0% |
| Participant deferral / active EE | $19,958 | $4,315+362.5% | $3,311+502.8% | $5,609+255.8% |
| Admin fee / account holder | $904 | $9,240-90.2% | $5,131-82.4% | $10,828-91.6% |