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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,048 | $110,801+74.2% | $86,615+122.9% | $167,536+15.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 9.59% | 116.96%-107.4pp | 63.51%-53.9pp | 478.82%-469.2pp |
| Employer contribution / active EE | $12,201 | $3,245+276.0% | $2,496+388.9% | $4,839+152.1% |
| Participant deferral / active EE | $22,125 | $4,547+386.6% | $3,699+498.1% | $6,342+248.9% |
| Admin fee / account holder | $1,987 | $8,417-76.4% | $5,830-65.9% | $12,315-83.9% |