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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,659 | $105,960+44.1% | $81,726+86.8% | $158,982-4.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 15.29% | 38.19%-22.9pp | 29.49%-14.2pp | 302.99%-287.7pp |
| Employer contribution / active EE | $13,480 | $7,805+72.7% | $4,311+212.7% | $4,763+183.0% |
| Participant deferral / active EE | $21,042 | $13,011+61.7% | $7,108+196.0% | $5,983+251.7% |
| Admin fee / account holder | $1,387 | $8,494-83.7% | $5,160-73.1% | $11,252-87.7% |