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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,319 | $81,643-61.6% | $70,462-55.6% | $158,950-80.3% |
| Participation rate | 82.4% | 77.7%+4.6pp | 75.1%+7.3pp | 82.0%+0.4pp |
| Annual return | 29.33% | 208.51%-179.2pp | 109.08%-79.7pp | 302.91%-273.6pp |
| Employer contribution / active EE | $963 | $3,218-70.1% | $2,737-64.8% | $4,762-79.8% |
| Participant deferral / active EE | $4,526 | $4,555-0.6% | $3,710+22.0% | $5,983-24.4% |
| Admin fee / account holder | $910 | $6,194-85.3% | $3,845-76.3% | $11,248-91.9% |