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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,319 | $81,696-61.7% | $70,494-55.6% | $158,982-80.3% |
| Participation rate | 82.4% | 77.7%+4.6pp | 75.1%+7.3pp | 82.0%+0.4pp |
| Annual return | 29.33% | 208.70%-179.4pp | 109.16%-79.8pp | 302.99%-273.7pp |
| Employer contribution / active EE | $963 | $3,220-70.1% | $2,738-64.8% | $4,763-79.8% |
| Participant deferral / active EE | $4,526 | $4,558-0.7% | $3,711+22.0% | $5,983-24.4% |
| Admin fee / account holder | $910 | $6,200-85.3% | $3,848-76.3% | $11,252-91.9% |