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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,489 | $69,541-77.7% | $59,899-74.1% | $135,380-88.6% |
| Participation rate | 68.4% | 77.8%-9.4pp | 74.7%-6.3pp | 82.6%-14.2pp |
| Annual return | -10.79% | 7.95%-18.7pp | 3.46%-14.2pp | 519.81%-530.6pp |
| Employer contribution / active EE | $1,376 | $3,236-57.5% | $2,723-49.5% | $4,779-71.2% |
| Participant deferral / active EE | $2,536 | $4,206-39.7% | $3,402-25.5% | $5,609-54.8% |
| Admin fee / account holder | $273 | $5,737-95.2% | $3,592-92.4% | $10,828-97.5% |