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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,059 | $73,518-83.6% | $63,003-80.9% | $147,585-91.8% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.8%+8.5pp | 82.8%+0.5pp |
| Annual return | 25.77% | 175.46%-149.7pp | 87.59%-61.8pp | 578.57%-552.8pp |
| Employer contribution / active EE | $1,592 | $3,322-52.1% | $2,760-42.3% | $4,876-67.4% |
| Participant deferral / active EE | $2,584 | $4,183-38.2% | $3,329-22.4% | $5,439-52.5% |
| Admin fee / account holder | $305 | $5,952-94.9% | $3,600-91.5% | $10,885-97.2% |