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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,059 | $73,546-83.6% | $63,018-80.9% | $147,586-91.8% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.8%+8.5pp | 82.8%+0.5pp |
| Annual return | 25.77% | 175.56%-149.8pp | 87.62%-61.9pp | 578.59%-552.8pp |
| Employer contribution / active EE | $1,592 | $3,324-52.1% | $2,761-42.3% | $4,876-67.4% |
| Participant deferral / active EE | $2,584 | $4,185-38.2% | $3,330-22.4% | $5,439-52.5% |
| Admin fee / account holder | $305 | $5,956-94.9% | $3,601-91.5% | $10,886-97.2% |