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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,066 | $77,449-74.1% | $69,483-71.1% | $152,909-86.9% |
| Participation rate | 85.0% | 78.1%+6.9pp | 74.6%+10.4pp | 82.5%+2.5pp |
| Annual return | 26.73% | 39.09%-12.4pp | 28.99%-2.3pp | 345.46%-318.7pp |
| Employer contribution / active EE | $1,605 | $3,316-51.6% | $2,780-42.3% | $4,764-66.3% |
| Participant deferral / active EE | $2,923 | $4,415-33.8% | $3,537-17.4% | $5,851-50.1% |
| Admin fee / account holder | $1,147 | $6,210-81.5% | $3,841-70.1% | $11,601-90.1% |