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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,066 | $77,419-74.1% | $69,461-71.1% | $152,885-86.9% |
| Participation rate | 85.0% | 78.1%+6.9pp | 74.6%+10.4pp | 82.5%+2.5pp |
| Annual return | 26.73% | 39.07%-12.3pp | 28.97%-2.2pp | 345.39%-318.7pp |
| Employer contribution / active EE | $1,605 | $3,315-51.6% | $2,779-42.3% | $4,763-66.3% |
| Participant deferral / active EE | $2,923 | $4,414-33.8% | $3,536-17.3% | $5,851-50.0% |
| Admin fee / account holder | $1,147 | $6,207-81.5% | $3,840-70.1% | $11,598-90.1% |