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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $53,467 |
Service code 37 · EIN 04-2647786 | Loan Processing | $44,197 |
EISNERAMPER LLP4 years Service code 10 · EIN 87-1363769 | Accounting | $15,912 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,265 | $121,341+105.4% | $189,545+31.5% | $79,389+214.0% |
| Participation rate | 94.0% | 86.1%+7.9pp | 87.8%+6.2pp | 70.7%+23.3pp |
| Annual return | 21.45% | 21.08%+0.4pp | 555.36%-533.9pp | 116.89%-95.4pp |
| Employer contribution / active EE | $9,433 | $3,915+141.0% | $6,162+53.1% | $2,428+288.5% |
| Participant deferral / active EE | $15,736 | $6,395+146.1% | $8,220+91.4% | $4,046+289.0% |
| Admin fee / account holder | $684 | $651+5.0% | $12,049-94.3% | $626+9.2% |