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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 26 · EIN 26-4310632 | Advisory (Participants) | $37,761 |
Service code 37 · EIN 04-2647786 | Loan Processing | $34,149 |
EISNERAMPER LLP3 years Service code 10 · EIN 13-1639826 | Accounting | $15,340 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,716 | $136,307+58.3% | $177,848+21.3% | $73,497+193.5% |
| Participation rate | 89.1% | 86.1%+3.0pp | 87.7%+1.4pp | 70.7%+18.4pp |
| Annual return | 16.52% | 18.68%-2.2pp | 48.33%-31.8pp | 28.51%-12.0pp |
| Employer contribution / active EE | $4,546 | $3,712+22.5% | $5,919-23.2% | $2,270+100.2% |
| Participant deferral / active EE | $14,440 | $5,829+147.7% | $7,714+87.2% | $3,740+286.1% |
| Admin fee / account holder | $594 | $596-0.3% | $12,431-95.2% | $513+15.7% |