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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $29,804 |
EISNERAMPER LLP6 years Service code 10 · EIN 87-1363769 | Accounting | $18,900 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,706 | $130,294+88.6% | $170,057+44.5% | $71,529+243.5% |
| Participation rate | 84.2% | 86.2%-2.0pp | 87.0%-2.8pp | 67.9%+16.3pp |
| Annual return | 30.08% | 20.36%+9.7pp | 53.42%-23.3pp | 28.97%+1.1pp |
| Employer contribution / active EE | $7,007 | $4,385+59.8% | $6,790+3.2% | $2,590+170.6% |
| Participant deferral / active EE | $15,392 | $6,928+122.2% | $10,411+47.8% | $4,291+258.7% |
| Admin fee / account holder | $519 | $966-46.3% | $12,826-96.0% | $1,588-67.4% |