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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,565 | $59,440+40.6% | $78,004+7.1% | $82,637+1.1% |
| Participation rate | 100.0% | 62.8%+37.2pp | 69.4%+30.6pp | 68.1%+31.9pp |
| Annual return | 14.43% | 40.24%-25.8pp | 31.07%-16.6pp | 53.51%-39.1pp |
| Employer contribution / active EE | $12,352 | $1,750+605.6% | $2,469+400.3% | $2,552+384.0% |
| Participant deferral / active EE | $7,014 | $3,138+123.5% | $4,092+71.4% | $4,126+70.0% |
| Admin fee / account holder | $5,945 | $5,504+8.0% | $7,578-21.5% | $7,339-19.0% |