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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,167 | $59,839-49.6% | $81,991-63.2% | $79,852-62.2% |
| Participation rate | 94.1% | 61.6%+32.5pp | 69.3%+24.9pp | 69.6%+24.5pp |
| Annual return | 20.51% | 17.56%+2.9pp | 41.31%-20.8pp | 31.72%-11.2pp |
| Employer contribution / active EE | $1,558 | $1,713-9.1% | $2,498-37.6% | $2,471-36.9% |
| Participant deferral / active EE | $5,015 | $2,695+86.1% | $3,722+34.7% | $3,740+34.1% |
| Admin fee / account holder | $725 | $4,287-83.1% | $5,665-87.2% | $5,306-86.3% |