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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,973 | $56,063+5.2% | $76,051-22.5% | $80,911-27.1% |
| Participation rate | 100.0% | 62.0%+38.0pp | 69.1%+30.9pp | 67.6%+32.4pp |
| Annual return | 13.46% | 20.54%-7.1pp | 360.42%-347.0pp | 35.63%-22.2pp |
| Employer contribution / active EE | $9,695 | $1,874+417.3% | $2,690+260.4% | $2,756+251.8% |
| Participant deferral / active EE | $6,235 | $3,052+104.3% | $4,257+46.4% | $4,297+45.1% |
| Admin fee / account holder | $2,301 | $5,240-56.1% | $6,416-64.1% | $6,935-66.8% |