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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,378 | $150,442-83.8% | $136,295-82.1% | $147,585-83.5% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 43.24% | 1049.09%-1005.9pp | 5155.97%-5112.7pp | 578.56%-535.3pp |
| Employer contribution / active EE | $4,049 | $5,256-23.0% | $4,695-13.8% | $4,876-17.0% |
| Participant deferral / active EE | $7,822 | $6,630+18.0% | $6,247+25.2% | $5,439+43.8% |
| Admin fee / account holder | $6,927 | $10,905-36.5% | $9,243-25.1% | $10,885-36.4% |