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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,210 | $157,304-94.8% | $141,197-94.2% | $152,909-94.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.86% | 64.34%-40.5pp | 71.41%-47.5pp | 345.46%-321.6pp |
| Employer contribution / active EE | $5,710 | $5,263+8.5% | $4,736+20.6% | $4,764+19.9% |
| Participant deferral / active EE | $3,069 | $7,111-56.8% | $6,710-54.3% | $5,851-47.5% |
| Admin fee / account holder | $14,427 | $12,126+19.0% | $10,265+40.5% | $11,601+24.4% |