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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,655 | $138,076-85.8% | $123,553-84.1% | $135,380-85.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.11% | 153.70%-159.8pp | 119.21%-125.3pp | 519.81%-525.9pp |
| Employer contribution / active EE | $8,982 | $5,152+74.3% | $4,628+94.1% | $4,779+87.9% |
| Participant deferral / active EE | $8,388 | $6,800+23.4% | $6,426+30.5% | $5,609+49.5% |
| Admin fee / account holder | $5,880 | $10,917-46.1% | $9,284-36.7% | $10,828-45.7% |