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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,487 | $138,102-12.8% | $125,381-3.9% | $134,532-10.4% |
| Participation rate | 33.3% | 84.5%-51.2pp | 82.4%-49.0pp | 81.2%-47.9pp |
| Annual return | -20.43% | 750.73%-771.2pp | 572.31%-592.7pp | 418.27%-438.7pp |
| Employer contribution / active EE | $503 | $5,245-90.4% | $4,815-89.5% | $4,741-89.4% |
| Participant deferral / active EE | $5,833 | $7,801-25.2% | $7,448-21.7% | $6,401-8.9% |
| Admin fee / account holder | $220 | $11,568-98.1% | $10,007-97.8% | $11,429-98.1% |