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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,800 | $165,381-43.3% | $149,730-37.4% | $158,966-41.0% |
| Participation rate | 30.0% | 84.6%-54.6pp | 82.5%-52.5pp | 82.0%-52.0pp |
| Annual return | 24.88% | 348.29%-323.4pp | 276.70%-251.8pp | 302.95%-278.1pp |
| Employer contribution / active EE | $451 | $5,104-91.2% | $4,645-90.3% | $4,762-90.5% |
| Participant deferral / active EE | $7,450 | $7,182+3.7% | $6,843+8.9% | $5,983+24.5% |
| Admin fee / account holder | $158 | $10,809-98.5% | $9,310-98.3% | $11,250-98.6% |