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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,076 | $157,296-63.7% | $141,191-59.6% | $152,897-62.7% |
| Participation rate | 27.3% | 84.8%-57.6pp | 82.5%-55.2pp | 82.5%-55.2pp |
| Annual return | 24.05% | 64.34%-40.3pp | 71.41%-47.4pp | 345.43%-321.4pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,492 | $7,111-36.8% | $6,710-33.0% | $5,851-23.2% |
| Admin fee / account holder | $232 | $12,125-98.1% | $10,264-97.7% | $11,599-98.0% |