Filed March 25, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,852 | $101,778+34.5% | $164,975-17.0% | $80,925+69.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 18.61% | 16.73%+1.9pp | 70.12%-51.5pp | 35.65%-17.0pp |
| Employer contribution / active EE | $7,109 | $2,954+140.7% | $4,343+63.7% | $2,756+157.9% |
| Participant deferral / active EE | $7,779 | $4,477+73.8% | $6,033+28.9% | $4,299+81.0% |
| Admin fee / account holder | $3,941 | $8,221-52.1% | $12,688-68.9% | $6,940-43.2% |