Filed March 25, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,160 | $142,392-33.2% | $119,622-20.4% | $134,532-29.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -15.37% | -12.46%-2.9pp | -14.98%-0.4pp | 418.27%-433.6pp |
| Employer contribution / active EE | $7,751 | $5,224+48.4% | $4,232+83.1% | $4,741+63.5% |
| Participant deferral / active EE | $7,065 | $6,467+9.2% | $5,601+26.2% | $6,401+10.4% |
| Admin fee / account holder | $4,204 | $13,593-69.1% | $10,328-59.3% | $11,429-63.2% |