Filed March 25, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,000 | $91,537+16.9% | $130,045-17.7% | $75,173+42.3% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 20.58% | -631.55%+652.1pp | -137.30%+157.9pp | 160.72%-140.1pp |
| Employer contribution / active EE | $7,971 | $2,845+180.2% | $4,321+84.5% | $2,671+198.4% |
| Participant deferral / active EE | $7,641 | $4,343+75.9% | $5,820+31.3% | $4,126+85.2% |
| Admin fee / account holder | $5,937 | $6,780-12.4% | $10,600-44.0% | $5,651+5.1% |