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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,429 | $198,457-79.1% | $170,435-75.7% | $147,586-71.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 3.66% | 257.30%-253.6pp | 205.94%-202.3pp | 578.59%-574.9pp |
| Employer contribution / active EE | $9,190 | $6,183+48.6% | $5,432+69.2% | $4,876+88.5% |
| Participant deferral / active EE | $6,229 | $5,629+10.6% | $4,939+26.1% | $5,439+14.5% |
| Admin fee / account holder | $357 | $16,852-97.9% | $13,881-97.4% | $10,886-96.7% |