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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,149 | $175,259-39.4% | $149,723-29.1% | $139,487-23.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.56% | 166.82%-160.3pp | 134.50%-127.9pp | 373.84%-367.3pp |
| Employer contribution / active EE | $12,644 | $5,478+130.8% | $4,821+162.2% | $4,755+165.9% |
| Participant deferral / active EE | $9,239 | $6,522+41.7% | $5,682+62.6% | $6,713+37.6% |
| Admin fee / account holder | $25,499 | $16,158+57.8% | $13,215+93.0% | $11,407+123.5% |