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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,596 | $183,516-4.9% | $155,534+12.3% | $145,884+19.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.02% | 61.43%-55.4pp | 64.92%-58.9pp | 551.85%-545.8pp |
| Employer contribution / active EE | $6,273 | $5,315+18.0% | $4,675+34.2% | $4,662+34.5% |
| Participant deferral / active EE | $10,716 | $6,467+65.7% | $5,630+90.3% | $6,690+60.2% |
| Admin fee / account holder | $13,336 | $19,293-30.9% | $15,900-16.1% | $13,392-0.4% |