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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,818 | $138,386+188.9% | $184,260+117.0% | $80,935+394.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 14.76% | 20.02%-5.3pp | 28.84%-14.1pp | 35.66%-20.9pp |
| Employer contribution / active EE | $5,064 | $4,851+4.4% | $6,427-21.2% | $2,757+83.7% |
| Participant deferral / active EE | $16,724 | $7,076+136.4% | $9,133+83.1% | $4,299+289.0% |
| Admin fee / account holder | $3,908 | $10,489-62.7% | $13,898-71.9% | $6,924-43.6% |