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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,418 | $123,793+107.9% | $177,848+44.7% | $79,856+222.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 12.25% | 22.82%-10.6pp | 48.33%-36.1pp | 31.71%-19.5pp |
| Employer contribution / active EE | $3,989 | $4,095-2.6% | $5,919-32.6% | $2,471+61.4% |
| Participant deferral / active EE | $12,750 | $5,956+114.1% | $7,714+65.3% | $3,741+240.9% |
| Admin fee / account holder | $5,193 | $7,243-28.3% | $12,431-58.2% | $5,306-2.1% |