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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,052 | $137,414+113.3% | $189,545+54.6% | $85,851+241.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 13.18% | 38.14%-25.0pp | 555.36%-542.2pp | 318.63%-305.5pp |
| Employer contribution / active EE | $4,261 | $4,344-1.9% | $6,162-30.9% | $2,565+66.1% |
| Participant deferral / active EE | $12,488 | $6,260+99.5% | $8,220+51.9% | $3,952+216.0% |
| Admin fee / account holder | $15,124 | $8,630+75.3% | $12,049+25.5% | $6,261+141.6% |