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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,128 | $110,083+144.5% | $151,645+77.5% | $68,490+292.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -18.19% | -10.12%-8.1pp | 3.34%-21.5pp | -7.85%-10.3pp |
| Employer contribution / active EE | $4,925 | $4,470+10.2% | $6,165-20.1% | $2,597+89.7% |
| Participant deferral / active EE | $14,879 | $6,526+128.0% | $8,363+77.9% | $4,028+269.4% |
| Admin fee / account holder | $25,959 | $7,718+236.4% | $11,614+123.5% | $5,403+380.5% |