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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,302 | $75,832-0.7% | $147,617-49.0% | $59,633+26.3% |
| Participation rate | 96.8% | 71.6%+25.2pp | 84.6%+12.2pp | 68.7%+28.1pp |
| Annual return | -1.83% | 0.37%-2.2pp | 61.98%-63.8pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $0 | $3,485-100.0% | $5,564-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,749 | $3,131-12.2% | $4,895-43.8% | $3,192-13.9% |
| Admin fee / account holder | $476 | $5,986-92.1% | $11,612-95.9% | $4,297-88.9% |