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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,766 | $73,839+71.7% | $143,788-11.8% | $68,495+85.1% |
| Participation rate | 81.5% | 66.7%+14.8pp | 80.3%+1.2pp | 67.9%+13.6pp |
| Annual return | -15.85% | 1.01%-16.9pp | -0.03%-15.8pp | -7.84%-8.0pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,729 | $3,384-19.4% | $5,638-51.6% | $4,028-32.2% |
| Admin fee / account holder | $879 | $5,755-84.7% | $14,675-94.0% | $5,403-83.7% |