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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,356 | $75,962+21.6% | $154,111-40.1% | $64,173+43.9% |
| Participation rate | 96.3% | 70.4%+25.9pp | 83.0%+13.3pp | 69.6%+26.7pp |
| Annual return | -3.72% | 30.32%-34.0pp | 735.18%-738.9pp | 7.63%-11.4pp |
| Employer contribution / active EE | $2,194 | $3,350-34.5% | $5,298-58.6% | $2,381-7.8% |
| Participant deferral / active EE | $2,300 | $3,175-27.6% | $5,081-54.7% | $3,470-33.7% |
| Admin fee / account holder | $11,016 | $5,589+97.1% | $13,411-17.9% | $4,887+125.4% |