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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,373 | $81,870-37.3% | $119,608-57.0% | $68,495-25.0% |
| Participation rate | 67.6% | 71.9%-4.3pp | 79.3%-11.7pp | 67.9%-0.3pp |
| Annual return | -17.94% | -23.82%+5.9pp | -14.98%-3.0pp | -7.84%-10.1pp |
| Employer contribution / active EE | $2,478 | $2,692-7.9% | $4,232-41.5% | $2,596-4.6% |
| Participant deferral / active EE | $4,328 | $4,148+4.3% | $5,601-22.7% | $4,028+7.5% |
| Admin fee / account holder | $1,646 | $6,583-75.0% | $10,326-84.1% | $5,403-69.5% |