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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,020 | $162,812-68.0% | $133,971-61.2% | $158,966-67.3% |
| Participation rate | 87.0% | 83.2%+3.7pp | 79.8%+7.1pp | 82.0%+5.0pp |
| Annual return | 14.71% | 41.94%-27.2pp | 45.09%-30.4pp | 302.95%-288.2pp |
| Employer contribution / active EE | $1,089 | $4,976-78.1% | $3,919-72.2% | $4,762-77.1% |
| Participant deferral / active EE | $4,502 | $5,910-23.8% | $5,047-10.8% | $5,983-24.8% |
| Admin fee / account holder | $1,904 | $11,741-83.8% | $8,929-78.7% | $11,250-83.1% |