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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,132 | $152,592-73.0% | $125,180-67.1% | $152,885-73.1% |
| Participation rate | 87.0% | 83.3%+3.6pp | 79.8%+7.2pp | 82.5%+4.5pp |
| Annual return | 18.94% | 54.84%-35.9pp | 43.79%-24.9pp | 345.39%-326.5pp |
| Employer contribution / active EE | $2,640 | $4,947-46.6% | $3,866-31.7% | $4,763-44.6% |
| Participant deferral / active EE | $4,536 | $5,868-22.7% | $4,937-8.1% | $5,851-22.5% |
| Admin fee / account holder | $584 | $13,435-95.7% | $9,703-94.0% | $11,598-95.0% |