Retirement plan

NATIONAL VETERINARY ASSOCIATES, INC. 401(K) PLAN

Name: NATIONAL VETERINARY ASSOCIATES - NATIONAL VETERINARY ASSOCIATES, INC. 401(K) PLAN (2023) Form 5500
Creator: NATIONAL VETERINARY ASSOCIATES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATIONAL VETERINARY ASSOCIATES, INC. 401(K) PLAN, NATIONAL VETERINARY ASSOCIATES

NATIONAL VETERINARY ASSOCIATESEIN 95-4578066Plan #001PY 2023

29229 CANWOOD STREET, SUITE 100 - AGOURA HILLS, CA 91301818-707-5180

Prospect flagsLow participationLow assets / participantLow employer contributionLow participant contributionFailed to transmit contributions

Top hat statement on fileNQDC

Filed April 2, 2026

Plan administrator

Plan administrator name— Sign in and upgrade to view

1 Baxter Way, Suite 200

Westlake Village, CA 91362

Email— Sign in and upgrade to view Phone— Sign in and upgrade to view

Plans declared (1)

National Veterinary Associates, Inc. Deferred Compensation Plan2,127 emp

Open the filing PDF

How to read this page

Total assets (EOY)

$651.6M

-26.5% from 2016

Total participants

56,078

-5.9% from 2016

Average account balance

$42,889

-5.9% from 2016

Annual return

68.05%

-19.29 pp from 2016

Benchmarks

See 103 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants>=10,000

Cohort103 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$809.16M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

19,225

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

32.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$127.26M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$65

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907	Recordkeeping	$867,502
USI CONSULTING GROUP2 years Filed as: USI ADVISORS INC Service code 27 95 GLASTONBURY BLVD · GLASTONBURY, CT 06033	Advisory (Plan)	$82,463
GGF, LLP1 year Filed as: GGF LLP Service code 10 16133 VENTURA BLVD UNIT 1080 · ENCINO, CA 91436	Accounting	$37,650
USI CONSULTING GROUP1 year Filed as: USI CONSULTING GROUP INC Service code 27 95 GLASTONBURY BLVD · GLASTONBURY, CT 06033	Advisory (Plan)	$31,363
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 · EIN 84-1532243	Advisory (Participants)	$12,897
QDRO CONSULTANTS COMPANY, LLC1 year Filed as: QDRO CONSULTANTS Service code 16 · EIN 34-1820650	Consulting	$1,000

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

5 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$719K

$13 / participant

Recordkeeping$554K77.0%
Investment mgmt$127K17.6%
Other / not subdivided$39K5.4%

% of EOY assets

0.110%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GGF, LLP
Auditor EIN: 208097596
Audit fees: $37,650
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,889

$106,994-59.9%

$135,998-68.5%

$96,393-55.5%

Participation rate

24.6%

72.5%-48.0pp

81.9%-57.4pp

71.3%-46.7pp

Annual return

68.05%

26.64%+41.4pp

68.37%-0.3pp

22.88%+45.2pp

Employer contribution / active EE

$343

$3,391-89.9%

$4,860-92.9%

$3,239-89.4%

Participant deferral / active EE

$1,285

$7,968-83.9%

$7,761-83.4%

$5,455-76.4%

Admin fee / account holder

$47

$79-40.1%

$10,769-99.6%

$74-35.9%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY O

Service code 15 · EIN 84-0467907

Recordkeeping

$867,502

USI CONSULTING GROUP2 years

Filed as: USI ADVISORS INC

Service code 27

95 GLASTONBURY BLVD · GLASTONBURY, CT 06033

Advisory (Plan)

$82,463

GGF, LLP1 year

Filed as: GGF LLP

Service code 10

16133 VENTURA BLVD UNIT 1080 · ENCINO, CA 91436

Accounting

$37,650

USI CONSULTING GROUP1 year

Filed as: USI CONSULTING GROUP INC

Service code 27

95 GLASTONBURY BLVD · GLASTONBURY, CT 06033

Advisory (Plan)

$31,363

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER ADVISORY GROUP, LLC

Service code 26 · EIN 84-1532243

Advisory (Participants)

$12,897

QDRO CONSULTANTS COMPANY, LLC1 year

Filed as: QDRO CONSULTANTS

Service code 16 · EIN 34-1820650

Consulting

$1,000

NATIONAL VETERINARY ASSOCIATES, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATIONAL VETERINARY ASSOCIATES, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion