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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,100 | $76,834-23.1% | $108,359-45.5% | $87,485-32.4% |
| Participation rate | 92.0% | 61.7%+30.3pp | 70.1%+21.9pp | 68.9%+23.1pp |
| Annual return | 16.95% | 19.09%-2.1pp | 36.89%-19.9pp | 26.06%-9.1pp |
| Employer contribution / active EE | $6,173 | $1,556+296.7% | $2,399+157.3% | $2,596+137.8% |
| Participant deferral / active EE | $3,462 | $3,100+11.7% | $4,137-16.3% | $4,274-19.0% |
| Admin fee / account holder | $1,421 | $6,537-78.3% | $9,741-85.4% | $7,775-81.7% |