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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,786 | $102,635-62.2% | $86,209-55.0% | $139,456-72.2% |
| Participation rate | 86.4% | 74.5%+11.9pp | 69.0%+17.4pp | 80.3%+6.0pp |
| Annual return | 16.99% | 1923.53%-1906.5pp | 1169.05%-1152.1pp | 373.45%-356.5pp |
| Employer contribution / active EE | $6,357 | $3,034+109.5% | $2,381+167.0% | $4,753+33.8% |
| Participant deferral / active EE | $3,541 | $4,677-24.3% | $3,986-11.2% | $6,711-47.2% |
| Admin fee / account holder | $2,046 | $8,661-76.4% | $6,853-70.1% | $11,407-82.1% |