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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,180 | $71,208-29.5% | $93,681-46.4% | $80,911-38.0% |
| Participation rate | 80.0% | 60.4%+19.6pp | 68.7%+11.3pp | 67.6%+12.4pp |
| Annual return | 11.22% | 11.27%0pp | 133.47%-122.2pp | 35.63%-24.4pp |
| Employer contribution / active EE | $5,390 | $1,564+244.5% | $2,422+122.5% | $2,756+95.6% |
| Participant deferral / active EE | $3,160 | $4,035-21.7% | $4,415-28.4% | $4,297-26.5% |
| Admin fee / account holder | $759 | $6,951-89.1% | $8,290-90.8% | $6,935-89.1% |