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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,180 | $71,197-29.5% | $93,669-46.4% | $80,925-38.0% |
| Participation rate | 80.0% | 60.4%+19.6pp | 68.7%+11.3pp | 67.7%+12.3pp |
| Annual return | 11.22% | 11.27%0pp | 133.59%-122.4pp | 35.65%-24.4pp |
| Employer contribution / active EE | $5,390 | $1,565+244.5% | $2,424+122.4% | $2,756+95.5% |
| Participant deferral / active EE | $3,160 | $4,036-21.7% | $4,416-28.4% | $4,299-26.5% |
| Admin fee / account holder | $759 | $6,959-89.1% | $8,291-90.8% | $6,940-89.1% |