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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,436 | $45,152+472.4% | $73,843+250.0% | $59,632+333.4% |
| Participation rate | 98.0% | 64.0%+33.9pp | 73.4%+24.5pp | 68.7%+29.3pp |
| Annual return | -0.22% | 27.40%-27.6pp | 2267.91%-2268.1pp | 2041.32%-2041.5pp |
| Employer contribution / active EE | $21,816 | $1,902+1047.1% | $2,787+682.6% | $2,203+890.4% |
| Participant deferral / active EE | $11,756 | $2,574+356.8% | $3,583+228.1% | $3,192+268.3% |
| Admin fee / account holder | $4,301 | $3,516+22.3% | $4,880-11.9% | $4,297+0.1% |