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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,074 | $49,177+493.9% | $79,467+267.5% | $64,173+355.1% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.6%+30.4pp |
| Annual return | -4.17% | -1.16%-3.0pp | 718.30%-722.5pp | 7.63%-11.8pp |
| Employer contribution / active EE | $23,128 | $2,076+1013.9% | $2,800+725.9% | $2,381+871.4% |
| Participant deferral / active EE | $12,333 | $2,821+337.1% | $3,704+233.0% | $3,470+255.4% |
| Admin fee / account holder | $4,176 | $3,839+8.8% | $5,104-18.2% | $4,887-14.6% |