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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,818 | $54,370+596.7% | $82,763+357.7% | $68,490+453.1% |
| Participation rate | 88.7% | 63.9%+24.8pp | 72.6%+16.1pp | 67.9%+20.8pp |
| Annual return | -14.14% | -13.67%-0.5pp | 702.45%-716.6pp | -7.85%-6.3pp |
| Employer contribution / active EE | $6,728 | $2,219+203.2% | $3,008+123.6% | $2,597+159.1% |
| Participant deferral / active EE | $13,934 | $3,247+329.1% | $4,395+217.0% | $4,028+245.9% |
| Admin fee / account holder | $35,910 | $4,398+716.5% | $5,325+574.3% | $5,403+564.6% |