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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,409 | $102,422+59.5% | $147,117+11.1% | $80,959+101.8% |
| Participation rate | 78.1% | 75.9%+2.3pp | 82.2%-4.1pp | 67.7%+10.5pp |
| Annual return | 11.31% | 135.16%-123.8pp | 420.54%-409.2pp | 35.67%-24.4pp |
| Employer contribution / active EE | $2,611 | $3,717-29.8% | $4,932-47.1% | $2,757-5.3% |
| Participant deferral / active EE | $5,991 | $6,652-9.9% | $8,065-25.7% | $4,300+39.3% |
| Admin fee / account holder | $9,590 | $7,953+20.6% | $12,993-26.2% | $6,925+38.5% |