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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,810 | $109,327-4.1% | $89,391+17.2% | $158,931-34.1% |
| Participation rate | 56.5% | 74.3%-17.7pp | 68.0%-11.5pp | 82.0%-25.4pp |
| Annual return | 23.98% | 345.68%-321.7pp | 245.62%-221.6pp | 302.86%-278.9pp |
| Employer contribution / active EE | $1,516 | $3,170-52.2% | $2,586-41.4% | $4,761-68.2% |
| Participant deferral / active EE | $2,591 | $4,598-43.7% | $3,890-33.4% | $5,982-56.7% |
| Admin fee / account holder | $266 | $6,153-95.7% | $4,881-94.5% | $11,247-97.6% |