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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,115 | $95,193-40.0% | $76,523-25.4% | $135,377-57.8% |
| Participation rate | 58.3% | 74.4%-16.1pp | 68.0%-9.7pp | 82.6%-24.3pp |
| Annual return | -6.86% | 4.85%-11.7pp | -0.27%-6.6pp | 519.75%-526.6pp |
| Employer contribution / active EE | $1,381 | $3,302-58.2% | $2,647-47.8% | $4,779-71.1% |
| Participant deferral / active EE | $2,323 | $4,639-49.9% | $3,835-39.4% | $5,609-58.6% |
| Admin fee / account holder | $1,042 | $6,249-83.3% | $4,848-78.5% | $10,828-90.4% |