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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,100 | $101,063-40.5% | $81,473-26.2% | $147,586-59.3% |
| Participation rate | 56.5% | 74.5%-17.9pp | 68.0%-11.4pp | 82.8%-26.3pp |
| Annual return | 19.68% | 32.41%-12.7pp | 38.78%-19.1pp | 578.59%-558.9pp |
| Employer contribution / active EE | $1,513 | $3,206-52.8% | $2,568-41.1% | $4,876-69.0% |
| Participant deferral / active EE | $2,442 | $4,242-42.4% | $3,537-31.0% | $5,439-55.1% |
| Admin fee / account holder | $1,133 | $5,812-80.5% | $4,561-75.2% | $10,886-89.6% |