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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,499 | $138,102+164.7% | $125,381+191.5% | $134,532+171.7% |
| Participation rate | 88.2% | 84.5%+3.7pp | 82.4%+5.9pp | 81.2%+7.0pp |
| Annual return | -16.31% | 750.73%-767.0pp | 572.31%-588.6pp | 418.27%-434.6pp |
| Employer contribution / active EE | $5,619 | $5,245+7.1% | $4,815+16.7% | $4,741+18.5% |
| Participant deferral / active EE | $15,828 | $7,801+102.9% | $7,448+112.5% | $6,401+147.3% |
| Admin fee / account holder | $6,139 | $11,568-46.9% | $10,007-38.7% | $11,429-46.3% |