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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,787 | $85,766+205.2% | $136,298+92.1% | $70,126+273.3% |
| Participation rate | 96.6% | 74.2%+22.4pp | 81.9%+14.6pp | 69.5%+27.0pp |
| Annual return | 16.94% | 31.46%-14.5pp | 5156.27%-5139.3pp | 73.15%-56.2pp |
| Employer contribution / active EE | $8,675 | $2,966+192.5% | $4,696+84.7% | $2,343+270.3% |
| Participant deferral / active EE | $9,900 | $5,051+96.0% | $6,247+58.5% | $3,332+197.1% |
| Admin fee / account holder | $6,946 | $5,421+28.1% | $9,244-24.9% | $4,645+49.5% |